REVEALED: The 10 most common scams reported in Hampshire - and how you can avoid them

Consumer expert Which has revealed the most common scams reported by people in Hampshire - and some helpful tips to stop you falling foul of them.

Online shopping, computer fixing and credit card fraud were among the most popular scams for criminals.

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Tips on how to avoid scams

Computer fixing fraud

Scammers pretend to be from well known companies such as Microsoft or BT, and claim to have identified a problem with your computer.

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The victim pays for the scammer to fix a non-existent problem, or in some cases has harmful malware installed on their machine.

- Don’t allow someone you don’t know to remotely access your computer.

- If someone requests personal information or payment, hang up the phone.

- If you think a company genuinely needs to contact you, ring it – but don’t use the number that the potential fraudster gave you.

Regular payment fraud

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This tends to hit wealthier consumers and businesses. Victims receive an email or letter purporting to be from a company that they regularly pay for services, such as an energy or phone company.

In fact, it’s from a fraudster wanting to ‘update’ bank details for the regular payment.

- Tell your bank immediately if you notice any unusual activity on your bank statements.

- Don’t leave bills lying around where others can see them.

- Check all changes in financial arrangements with any company directly using the contacts you’d normally use.

Fraud against shops

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Although this directly affects retailers, it can impact consumers; many shops now have access to large amounts of customer data that could end up in the hands of fraudsters.

- Check that the sites you use for online shopping are encrypted – look for the padlock symbol and the prefix ‘https’ in the address bar.

- Be cautious when sharing personal data with shops – do you really need to sign up to every mailing list?

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For more information go to the Which? website.