Forget the legs - I think I should insure my tongue

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So Taylor Swift has announced that she has insured her legs for £26m.

Now I could understand if it was her voice, but why the legs?

This got us thinking about the parts of our bodies we would like to insure. I could maybe insure my hair against going grey or falling out.

But at present I am grey-free and am not going bald, so I don’t think I have any worries.

I reckon it would be sensible for me to insure my tongue. The reason I’m going for the tongue is because I really enjoy my food.

Eating a good dinner, especially a roast, is one of the highlights of my life. Without a tongue and all its taste buds, I wouldn’t be able to taste anything ever again!

Surely the obvious thing to insure is your hands? You use them constantly throughout the day,

Life would suddenly have become so dull.

The other reason why I would choose my tongue is that I talk for a living and without one I might struggle.

My wife, on the other hand, would probably enjoy the silence.

LOU: Somehow I don’t think my legs are worth anywhere near £26m. They’re not bad, I’m pretty happy with them in fact.

But they’re not attached to Taylor Swift and I think that must be where I’m going wrong.

Saying that, as useful as they are for getting me around, I don’t think they’d be my top choice if I was going to insure a body part anyway.

Surely the obvious thing to insure is your hands? You use them constantly throughout the day, every day, and life would be so much harder without them.

No matter what you do for a living, they play an important part.

I use a computer constantly while on air, particularly when doing travel reports or to post things on Facebook and Twitter (I’m also using one right now to type this!) and that would be impossible without hands and fingers.

The other reason I’d choose to insure my hands is because I broke my finger when I was 13 and since then have had a strange fear of losing a finger in some way.

I’m actually quite squeamish about it. So if it’s quite all right with you, I’ll hold on to my hands.