Watch: Terrifying moment that driver crashes while chatting on her mobile phone

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This is the terrifying moment a teenage driver chatting on a mobile cheats death when her crash was caught on video.

The young woman veers off the road towards a row of trees and a building after being distracted by her phone.

The film has today been released by experts after new research showed almost six in ten road crashes involving teenage motorists are caused by texting and other distractions at the wheel.

About one in eight (12 per cent) of accidents happen because the driver was fiddling with a smartphone, just behind talking to someone else in the car (15 per cent).